Advancements day after day and with these advancements, payment have improved. Banking has improved and many other things with technology the highest improvements.
With Cryptocurrencies emerging as one of the most used payments, ways of keeping money, and ways of making money, many have used this platform or way of keeping money. Cryptocurrencies are often known to be owned by none and used by many. It becomes yours only when you have one in your account.
But how do you get to have this crypto into your account? How can you buy cryptocurrencies? We will be bringing to you this day one of the best ways to buy cryptocurrency and that is with your debit or credit card.
Have you ever wondered if you can buy cryptocurrency with your debit or credit card? From toay you won't have to wonder or think of it again because we have in this article the best site or platform to buy cryptocurrency with Debit/Credit card this year.
Table of Contents
Best Site/Platform to Buy Cryptocurrencies with Debit or Credit Card 2024
What are Cryptocurrencies?
Cryptocurrencies are online or digital currencies whereby transactions are verified and records maintained by a decentralized system using cryptography, rather than by a centralized authority. Some examples of cryptocurrencies are; Bitcoin(BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Stellar (XLM), Dogecoin (DOGE), Binance Coin (BNB) and many others. Depending on which cryptocurrency you will love to use, you can use them.
Anyways, many have different reasons why they start with this digital asset called cryptocurrency. Some of them use them to make more money(in Investing, Trading, Crypto Social Media, Mining...) some join to store and multiply money with time and that is with buying and leaving crypto prize to increase in the market, and many other reasons.
But crypto has also advanced and can now be used for online payments or subscriptions, used for payments in supermarkets, and in many other places and this can be seen with crypto credit cards. Crypto exchange platforms come in place to boost that and to know how your currency works and how it advances. Some of them are Binance, Blockchain, eToro, and many others.
Is it safe to use Cryptocurrencies?
It is not safe to use cryptocurrencies. As we said above, crypto is owned by none and it becomes yours only when you have one in your crypto wallet.
And the only security behind this is the fact that you will put passwords in your wallet that thieves and scammers can't penetrate. And that is the only security that you can count on and after that, no company or organization will back you up if your currency is stolen.
Can I buy Crypto/Bitcoin with a debit/credit card?
Most crypto wallets or crypto exchange platforms do not permit one to buy bitcoin or cryptocurrency with a debit or credit card, but there are many others that do allow this. Though some come up with very high fees and some don't.
How Can I Buy Crypto/Bitcoin with Credit/Debit card?
It is quite simple as a basic method. Though it can vary in some platforms, but it is mostly these steps and they are; How to buy crypto with debit/credit card.
Sign up: You will only be able to buy Bitcoin using a credit card or debit card if you have been verified on each of the following platforms. Otherwise, you must provide a government-issued photo ID or verifiable documents such as driver's licenses.
Link debit or credit card: After joining up, you will be able to link your credit card from your profile by simply inputting the credit card number.
Buy instantly, deposit fiat or a fixed amount: Depending on the exchange, you'll either have to buy fiat with a debit or credit card, or you'll have to file a purchase order, in which the card is charged with the amount deposited to your address immediately or after a few hours/days.
buy crypto on credit card
Is it safe to buy Crypto with Debit/Credit card?
Sure. To begin, clients must provide proof of identity in order to use these cards. SSL data encryption techniques are used by the majority of crypto sites that take credit card payments.
Nevertheless, make sure that the web platform you use to buy Bitcoin using a credit card or debit card is safe and secure. Dealing with shady websites exposes you to the risk of having your personal information stolen. Unlike debit cards, credit cards are safer since they come with fraud protection.
Top Platforms To Buy Crypto/Bitcoin With Debit Or Credit Card
Without any waste of time, these are the top platforms that one can use to buy cryptocurrency with debit or credit card.
#1. Binance
Binance is a cryptocurrency trade platform. It allows you to purchase and trade Bitcoin, Ether, and other cryptocurrencies. The platform works with a variety of devices, including iOS and Android.
Binance deposits the new cryptocurrency into your Binance wallet as the transaction is completed. It provides an easy and secure way to manage crypto assets.
One of the greatest facts here is that they are not just the best crypto exchange wallet, but they also have the option to buy crypto with credit and with debit card and for a very low fee of 3.5% fee per transaction or usually 10USD.
Binance Features
- Binance accepts a variety of payment methods, including wire transfers, credit/debit cards, and cash.
- Binance collaborates with certified and trustworthy platforms, ensuring a secure and seamless crypto buying experience.
- Binance accepts a broad variety of currencies.
- The Binance platform allows you to instantaneously swap your crypto for a variety of items and services.
How to buy Bitcoin with Binance
- Go to your Binance account and log in.
- Choose 'Buy Crypto' and 'Credit/Debit Card' as your payment methods.
- You'll be taken to a new page where you may buy Bitcoin. You must first choose a local currency and then input the amount you wish to spend.
- Choose BTC or a different cryptocurrency.
- Select Buy BTC from the drop-down menu.
- Fill out the card information and then click 'Next.' After you've filled in all of the essential information, click "Pay Now."
- On the Confirm Order Prompt, you must confirm.
- After the transaction is completed, you will receive the Bitcoin.
#2. Crypto.com
Crypto.com allows you to acquire cryptocurrency quickly using credit and debit cards, as well as spend wallet-held cryptocurrency at ATMs and Visa merchant establishments throughout the world using the Crypto.com Visa card. The Visa card is divided into five tiers, each having a different amount of CRO stake and rewards.
Merchants can use the service to receive paid in cryptocurrency. Users can also acquire quick crypto loans worth up to 50% of their crypto holdings. On the platform, you can trade crypto on both spot and derivative markets, with margins up to 10x your order capital.
Crypto.com does not only allow you to buy crypto with debit or credit card, but also, it offers that with very low fees at 2.99% fee per transaction.
Crypto.com Features
- Over-the-counter (OTC) trading is a type of trade that takes place
- Portfolio management and tracking
- On iOS, Android, and online applications, you may buy cryptocurrency and exchange it.
- Instantly purchase cryptocurrency with no fees.
- Support for NFT
#3. eToro
Many individuals, especially newcomers to the crypto world, adore eToro, which is one of the world's leading Bitcoin copy trading platforms and crypto brokers. You may get started with cryptocurrency purchases for as little as $50.
This is advantageous for beginners and those who are unsure about trading digital money. It enables people to trade with no prior experience. All you have to do is find a successful expert or potential trader and pay to follow and imitate their trade.
Despite being centralized and operating as a crypto custody provider, the exchange offers investment and holding solutions to institutions, individual crypto owners, and dealers. eToro will meet your demands even if you wish to invest in Bitcoin via dollar-cost averaging.
Charges range from 0.75 percent to 5% on purchases made with credit cards or other means. The only cost is the spread, which varies each cryptocurrency and is now 0.75 percent for Bitcoin.
eToro Features
- Purchases made with a credit card are made instantly.
- On this platform, there is no charge for clearing credit or debit card crypto purchases.
- Provides a free, easy-to-use, and secure eToro wallet.
- Apart from Bitcoin, the wallet supports over 120 coins. There are about 500 pairs that are supported.
- Purchases can now be made via PayPal and Wire Transfer, in addition to credit and debit cards.
How to buy Bitcoin with eToro
Quite easy here;
- Visit eToro online then login or signup into your account
- Then you will have to go to the topup account area where you you will have to choose to topup with your credit or debit card.
- Then you will fill in the amount you want to buy crypto with, and then accept the transaction which can take up to 20mins to be completed.
#4. Paybix
Paybis was founded in 2014 and is based in the United Kingdom. It is available in over 180 countries and allows users to buy Bitcoins with credit cards in real time.
You can also buy with 47 different currencies, including your own. Users can also sell their crypto for fiat money and receive the funds in their bank accounts, Neteller, or Skrill accounts. This is in addition to accepting credit and debit cards.
It is now available in over 48 states across the United States. The service is regulated by the Financial Conduct Authority, which is part of the US Treasury Department. As a result, all transactions and operations are subject to regulation.
After an account has been verified, Paybis allows users to buy Bitcoins with credit cards. As a result, when purchasing Bitcoins on our platform, consumers must follow AML/KYC requirements. The registration and verification process, on the other hand, is quick.
It provides liquidity services for fintech businesses in addition to allowing users to buy with credit cards. Also, it does all these with very low fees. For the first debit or credit card transaction on the platform, the purchase fee is waived. Otherwise, after the first transaction, you will be charged 2.49 percent as a Paybis fee.
Paybix Features
- In addition to Bitcoin, the exchange accepts a variety of cryptocurrencies, totaling more than ten.
- You can only sell Bitcoin, not other cryptocurrencies. Others can be bought. Others must first be converted to Bitcoin on the same platform before being sold.
- There isn't a demo account available. The FAQ section, on the other hand, makes it simple to comprehend and use.
- Users get hosted crypto wallets, so there's no need to sign up for a separate wallet if you need to store digital wallets.
- Viewing transaction history is possible.
#5. Pionex
Pionex is best suited for crypto-to-crypto and crypto-to-stable-coin exchanges. You do not have to pay extra for any of the 12 auto trading bots. You can use credit cards to make purchases straight on the exchange. You can deposit a maximum of $2,000 and $1,000,000 using a credit card for LV1 and LV2 verification, respectively.
However, no way to withdraw USD or any other fiat cash. It only allows withdrawals of cryptocurrency from external wallets.
Additionally, you may want to transfer your cryptos to an exchange like Pionex that enables automatic trading using the Pionex trading bot after purchasing them with credit or debit cards on other exchanges. Pionex is a Singapore-based company that was launched in 2019.
Pionex Features
- On the website, you can purchase immediately using credit cards.
- You have the option of purchasing cryptocurrency on other platforms and then transferring it to Pionex. That's because, unlike Pionex, some of the exchanges listed above don't have in-built bots or a diverse range of in-built trading bots.
- There are a total of 12 trading bots available. Smart bots, grid bots, margin bots, leverage bots, infinite grid bots, dollar cost averaging bots, time-weighted average price bots, and spot futures bots are all examples of trading bots.
- TradingView charts on the mobile app; Bollinger Bands, RSI, MACD, Price Oscillator, and other technical indicators; trading history
How to buy crypto with Credit or debit card on Pionex
As it has been said above, you can visit the website and just simply visit the credit card section where you can just fill in the details and confirm the transaction to top up your account. But you can also use the lite app and that can be done by;
- Pionex Lite has to be downloaded, installed, signed up for, and logged in to. To be able to trade crypto with a bank account, this requires verification.
- Select a cryptocurrency to purchase, deposit funds, and select a payment method: To deposit with a bank account, you can utilize Paxos or Circle. Continue to enter the amount and make the purchase. It can take anywhere from one to five days.
- To send crypto to Pionex, use the following address: Only Ethereum and Bitcoin can be purchased and sent to Pionex. The deposit address for Bitcoin, Ethereum, and other cryptos can be found on the Deposit tab of your Pionex account. Make a copy of it. Return to Pionex Lite, select Withdraw or Send, then paste the Pionex copied address and send.
#6. Coinbase
Although Coinbase allows users to purchase Bitcoin and other cryptocurrencies using debit cards, it does not allow users to purchase Bitcoin using credit cards. It is one of the largest cryptocurrency exchanges in the world, and because it is regulated, it is ideal for newbie traders in the United States.
Additional options are available for individuals, groups, and institutional investors through the custody service. For example, someone planning to invest in and hold crypto via dollar-cost averaging will find the exchange quite useful. It also enables organizations to stake significant amounts of cryptocurrency such as Bitcoin.
Individuals and retail investors can use Coinbase's wallets, as well as specialized trading tools. It also has its own stable currencies pegged to the US dollar for individuals who want to avoid the difficulties of volatility while still exploring with crypto.
Transactions made with a debit card are subject to a 3.99 percent fee. You pay 1% when you use PayPal. In Europe, instant card withdrawals cost up to 2% of the transaction amount, with a minimum fee of €0.55. Coinbase Card has a flat 2.49% transaction fee on all purchases.
Coinbase Features
- The premium Coinbase Pro version of the program allows users to cut fees.
- It's custodial, which means that the private keys don't give users authority over their wallets. Coinbase has been hacked before.
- There are over 100 crypto pairings that are supported.
- Order books are used instead of peer-to-peer transfers.
- Transfers from one cryptocurrency wallet to another are completely free.
#7. Coinmama
Coinmama is another great platform that permits one to purchase funds with Debit card and credit card easily. It was created in 2013 and now has more than 800,000 users in more than 190 countries worldwide.
The user can buy Bitcoin with a credit card or debit card up to 15,000 USD per month when the account and card have been verified. With a validated credit card and account, the daily maximum is 5000 USD. Level 1 verification, which needs a valid government ID and a selfie, is subject to certain restrictions.
Level 2 requires the addition of a utility bill for extra verification, while level 3 only requires the completion of a brief form. It does, however, demand a greater fee than other exchanges like as Coinbase, Bitstamp, and Binance.
Three other drawbacks to consider when buying Bitcoin with a credit card on this exchange are that it does not give a hosted wallet; instead, you will need to create your own wallet using a different platform.
Unfortunately, crypto-to-crypto transactions are not permitted. There is no particular smartphone or desktop software either; instead, there is a web platform that can be accessed from any device.
On this exchange, anticipate to pay 5% more than the current bitcoin spot price. Otherwise, using a credit card would cost you between 4.9 percent and 5.9 percent, plus the risk of processing credit card payments.
Coinmama Features
- In comparison to other exchanges, it has a larger daily limit of up to $5,000 worth of bitcoin. The monthly maximum for bitcoins is $20,000 USD.
- It lets you to purchase about ten different cryptocurrencies, including Bitcoin, Ethereum, Dogecoin, Ethereum Classic, Litecoin, and other popular ones.
- You must verify your identity in order to complete the transaction. However, submitting information such as a government-issued ID, an international passport, a driver's license, and a national ID takes an hour.
- The disadvantage is that it is only available as a web platform with no specific mobile or desktop app.
- Although it takes Visa and MasterCard debit cards, American Express is not accepted. It also doesn't accept Discover or PayPal.
- SWIFT, SEPA, Fedwire, FasterPayments, Apple Pay, and Sofort wire transfers are all supported.
- In addition to the United States and Europe, there is worldwide support.
How to buy crypto with credit/debit card on coinmama
In only a few clicks, you may create a Coinmama account.
- Submit a passport, national ID, or other papers to be validated.
- Make a connection between your credit card and your payment options or methods.
- By entering the wallet address and allowing the card to be debited for the purchase, you can make a purchase.
List of Best Site/Platform to Buy Cryptocurrency with Debit or Credit Card
In a quick recap, get the best platforms to buy cryptocurrency with credit or debit cards;
- Binance
- Crypto.com
- eToro
- Pionex
- Paybis
- Coinbase
- Coinmama
- CoinSmart
- Bybit
- Bitpanda
Conclusion and closing remarks on the best sites to buy cryptocurrency with credit card without verification
And so, here we come to an end of this article and we hope you had all what was available for you including the best crypto platforms where you can buy crypto with debit card and or credit card easily this year.
We also added some other platforms in addition where you can check them out and learn more from them.
Frequently Asked Question(FAQs)
Can I buy bitcoin with credit card?
Bitcoins can be purchased using a credit card. Not all exchangers, however, accept credit cards as a form of payment. As a result, comparing different providers is worthwhile.
Where can I buy bitcoin with a credit card?
Bitcoins can be purchased with credit cards both in vending machines and online. It's worth noting that exchange rates and costs are frequently substantially better than at ATMs.
How can I buy bitcoin with credit card?
The simplest approach to acquire bitcoins with a credit card is to look for a bitcoin exchange that accepts this method of payment. After that, all you have to do is open an account with the exchange and verify your identity, which is commonly done by uploading ID documents.
Why do not all bitcoin exchanges offer payment with credit card?
Sellers face some dangers when accepting credit card payments. Credit card payments, for example, are relatively easy to cancel, which means that merchants may be left with the price of the purchase.
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