How to Add Bank Account to Apple Cash: Complete Guide

 Since the launching of Apple, they have grown to be a very renownced company in the World right now, competing among the top of the top. Right now, Apple finds itself sitting in the position of the second-largest company in America and in the world after Google.

And the Apple company have brought out new features to facilitate life for its users, including the Apple Pay platform for easy payments.

Apple Pay has stood as the most used payment method in the US for about three years now. And with the Apple Cash feature, things have gotten even better.

However, to use it, you need to link it to a legitimate bank/bank account. Well, this article will shed more light on that, and show you how to add a bank account to your Apple Cash.

Easy Way to Add Bank Account to Apple Cash

Understanding Apple Cash

Apple Cash is a feature in the Apple Pay Platform that permits easy sending of money only by bringing one's phone directly close to another device who will be receiving the funds. However, the procedure has to be initiated from within the Apple Pay platform.

You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else’s. And finally, Apple Cash is considered like a digital card, meaning you can also use it for subscriptions, payments at stores, and for easy sending and receiving of money from one account to the other.

How does it work?

The first thing is that you don't have to bother about the feature because it comes automatically in all devices. And all you have to do is deposit some money (link bank account to easily send money), and then send to anyone who is receiving.

Some features are;

Sending money using Siri. You can just give a command and Siri will send money to any of your contacts (e.g, Hey Siri, please send $20 to Frank) and thats done.

Sending of money can be easily done by just initiating a transfer, and placing your device very close to the receiver's device.

Very secured with biometrics (fingerprint or facial) recognition to send the cash. No one will be able to access your cash without your biometrics, making it that your account can't be stolen from behind your back.

Easy shopping and easy payments. Easily sending or receiving money to someone, and also easy purchases at shops or retail platforms.

What you need

• You should be at least 18 yrs old and living in the US.
• Make sure you are using a compatible device with the latest iOS, iPadOS, watchOS, or visionOS.
• Two-factor authentication set up for your Apple Account.
• Have a valid iCloud account and be signed in to it. Make sure it's the same Apple Account on any device you want to use to send or receive money.

Adding Bank Account to Apple Cash

Well, to add a bank account to an Apple Cash account, follow these methods below

1. The first thing is to log in to your Apple Cash account.

2. After you login, go tap on your Apple Cash card in the platform.

3. Then tap on the More button (three dots) that shows on your screen.

4. Tap on "Card Details." Then scroll down and tap on "Bank Account."

5. If you already had another bank account, then you have to tap on it to update it and put a new one. However, if you never had a bank account added, just tap "Add Bank Account."

6. Follow the on-screen instructions to enter your routing number and account number, and then confirm your details.

Some banks might require verification through small deposits or by signing into your bank account.

What can you do with Apple Cash

Here are some things that the advantage of having Apple Cash permits you to do. These things are;

1. Use Tap to Cash to send money to someone nearby without sharing your phone number or email.
2. Add money to Apple Cash.
3. Make purchases using Apple Pay or your Apple Cash virtual card number in most places where Visa is accepted.
4. Send money to someone using the Messages app or Wallet app.
5. Transfer money from Apple Cash to your bank account easily.
6. Use your Apple Cash to make payments on your Apple Card balance.
7. Receive Daily Cash from Apple Card purchases.

How many banks can you add to Apple Cash?

Unfortunately, for now only one bank account can be added at a time, unlike other platforms that make you decide which one is primary or secondary bank account.

May be along the future they might have to add an option to put several banks as options, but for now, you just have to remain contented with the one that is available.

Final Thoughts on Bank Account addition to Apple Cash

In a world where digital apparels and techniques are leading the way, we just try to remain updated and use these updates to our advantage.

And Apple has added the Apple Cash option for those seeking quick payments with Siri, or using biometrics, or by just bringing the phone (sender) closer to another phone (receiver).

And using these options will make your financial life much more easier in sending or receiving money, and for quick purchases and subscriptions. Don't forget that the Apple Cash can be used just like most physical cards, just that its digitally used.